You’re not alone. Many people in Wichita are facing credit challenges, and at Eddy’s Chevrolet, you’ll never be judged for your past.

While no dealership can guarantee approval, we can promise respect, honesty, and transparency. Our finance team works with a large network of lenders and is trained to structure deals that help you move forward.

If there’s a solution, we’ll work hard to find it.

Most of our customers do not need a down payment.

Down payments are optional and depend on the loan terms you choose. Some customers prefer to put money down to lower their monthly payment or improve approval terms.

Most of our customers do not need a co-signer.

In some cases, a co-signer can help improve loan terms, but it is never required. If you choose to bring one, we will treat them with the same respect and care as we treat you.

Not at Eddy’s Chevrolet.

We understand that life happens. Our finance team looks at your full situation, not just your credit history. We’ll help you rebuild and move forward, not hold it against you.

No. Eddy’s Chevrolet is not a "Buy Here Pay Here" dealership.

We work with a wide network of banks, credit unions, and specialty lenders, and we also have access to in-house financing solutions. This allows us to structure flexible approvals while still offering real auto financing, not "BHPH" contracts.

Absolutely — we have great options for you too!

We offer competitive interest rates and work with many of the area’s top lenders and credit unions.

At Eddy’s Chevrolet, every customer is treated the same — no hidden markups, no rate games, no pressure. You’ll get the best rate you qualify for. Period.

Interest rates depend on several factors, including:

• Vehicle year, make, model, and mileage

• Your credit profile

• Loan term and lender requirements

We can’t quote a rate until we have all the details — but we promise full transparency. Your rate will be clearly disclosed before you sign anything. If you don’t like the terms, you can walk away. No pressure.

Eddy’s Chevrolet is part of one of the largest automotive dealer groups in the region, with access to thousands of quality vehicles. If you don’t see what you’re looking for, we can help you find the right vehicle.

We specialize in quality pre-owned vehicles and also offer a full lineup of new Chevrolet models. Every used vehicle goes through a thorough inspection for safety and reliability. If we wouldn’t put our family in it, we won’t sell it.

We love helping first-time buyers. We have lenders that specialize in no-credit and first-time credit situations and can help you begin building a strong credit history.

Please bring with you a valid driver’s license. Our finance team will help guide you through the rest. Every situation is unique, and even if you don’t have traditional documentation, we’ll do our best to find a solution that works for you.